NovelPantry Chapter 195 A Businessman Who Has Repeated Fights and Failures
Chapter 195 A Businessman Who Has Repeated Fights and Failures
Chapter 195 A Businessman Who Has Repeated Fights and Failures
The huge price difference between the "resettlement housing" and the "commercial housing" outside is enough for the daughter and son-in-law to thank them for a lifetime.
It was perfectly planned.
At the beginning of last year, Wu Xia also met with his uncle and aunt.
At that time, the two parents-in-law had truthfully told Wu Xia about their plan.Also ask her if it is feasible?
Wu Xia has more knowledge than them, and he is more careful in thinking about things than them.
In addition, Wu Xia was very familiar with the members of his family, so he quickly pointed out a problem: according to the relevant laws, Cheng Yesen and his younger brother "Cheng Yelin" both have the right to inherit the inheritance of their parents.But Cheng Yesen seems to have overlooked an extremely important fact, that is, the two brothers Cheng Yesen also has an older sister who also has the right to inherit.
Strictly follow the law. The 250-square-meter dilapidated house left by the parents was not divided between Cheng Yesen and the two brothers.Instead, his two brothers, his eldest sister, and the three direct heirs should share it equally.
Cheng Yesen can only be assigned to about 80 levels.
Cheng Yesen and Ding Shengping were stunned for a moment.
It seems to have been heard before, and the law stipulates this.
But the rural areas have always acted according to the custom of "married women do not come back to fight for family property".So Cheng Yesen unintentionally ignored that his elder sister also had the same inheritance rights.
Wu Xia offered advice for his cousin and aunt: If he really wants to recruit the "broken tile house" in his hometown.If Cheng Yesen wants to share the "ancestral house" left by his parents equally with his younger brother, he has to ask his elder sister to go to the "notary office" and make a statement of "renunciation of inheritance rights".
It has been nearly two years since the last time I met my uncle and aunt.
Wu Xia didn't know how far their housework had progressed?
But this time it's Wu Zhenting's birthday, everyone will meet up, and we will definitely have a chat about this aspect.
Then ask in person.
Wu Xia and Wu Zhenting, as relatives who still keep in touch with each other, have heard about the large amount of debt owed by their cousin's son.
Wu Zhenting and Wu Xia's father and daughter were quite willing to help Cheng Yesen.
But it doesn't mean that the father and daughter must help him unconditionally and without principle.
For example, Wu Zhenting and Wu Xia didn't bother to care about Cheng Dansheng's "malicious overdraft" credit card behavior.
Cheng Yesen repaid the debt of 35 yuan for his son because of the high interest rate owed to Net.loan.After Wu Zhenting found out about it, he found personnel from relevant departments to "report".
Wu Zhenting believes that this kind of "online loan" with low application threshold but ridiculously high interest should be banned directly.
Wu Zhenting's face still works.Those high-interest-net-loan platforms that Cheng Dansheng was involved in were all severely cracked down by relevant departments and shut down within a short period of time.
Of course, the closed platforms are just the "tip of the iceberg" of similar platforms.
Not to mention tens of thousands of online platforms engaged in this kind of business, there are at least a few thousand online.
In this age, their harm is far less serious than that of later generations.
Before Liang Teng's rebirth, the "harms" of those online platforms to young people had become horribly serious. more than half of the responsibility).
Before Liang Teng crossed over, he was fortunate enough to witness the state machine take action and banned up to [-]% of the high-interest online lending platforms.
The rest, such as credit cards issued by banks, can be regarded as very low interest.These are protected.
Anyway, Wu's father and daughter can figure it out.Like those non-compliant platforms, the resolute crackdown should be cracked down.Wu Zhenting personally acted as a "reporter", he did not feel ashamed.
And things like "Xubei" and "credit.card" are themselves protected.You, Cheng Dansheng, are overdrawn by yourself. You don’t have the ability to repay the loan but you want to touch those things. What else can you say?
Anyway, bearing such a debt would not cause any fatalities.Let him taste the "evil fruit" himself.
Cheng Dansheng didn't have the ability to repay the loan, and even didn't want to go to work to repay the loan at all, so it would be useless to tell him more reasons!If, in the end, the "civil dispute" is changed to "criminal responsibility", then go to the detention center and sit in prison for several years.
Anyway, if Cheng Dan was born to fool around, he wouldn't be able to fool around like a dog.If he is thrown in prison for a few years, he might become more sensible instead!
Like Wu's father and daughter's education concept for "incompetent" children, they are not as backward as rural parents.
Young people in the countryside, as long as they don't go out to work diligently, will more or less be infected with the evil habit of "gambling".
There are often huge debts. I am afraid that my son will go to jail. Parents are impatient to empty their savings (some even have to borrow money from relatives and friends) to pay off the huge debt owed by their son first.Then, the parents work hard and pay back the money borrowed from relatives and friends.
Pity the hearts of the parents in the world, and they are what they are talking about.
But as parents say, that is forced to helpless ah.
The sons who owed huge gambling debts were often quite young and did not have a family.The parents were naturally worried that their son would be imprisoned for several years, making it even more difficult to find a wife.The parents are in a hurry to help their son pay off the debt.
As everyone knows, in this way, it will cause the child to "not have a long memory".Bad habits die hard.
Cheng Yesen was very disappointed with his son, and then he got advice from Wu Zhenting and Wu Xia's father and daughter: Don't get too used to Cheng Dansheng.So he began to ignore his son and take "cold treatment".
At the same time, he also began to actively support his daughter and son-in-law.As long as the two of them can "turn around" and really make a fortune, Cheng Yesen's parents-in-law will be too old to work in the future, and they will have a filial relative by their side to take care of one and two.
In short, every family has scriptures that are difficult to recite.
If the son is unreliable, let him "fend for himself".
Wu Zhenting's money is rich, and helping the Cheng family boy to pay off his debts is simply a matter of "a drop in the bucket".But he will never do that.
If Cheng Dansheng's thinking is not reversed, he will make more serious things in the future.The blow to Cheng Yesen's two in-laws was even more serious, turning into a "devastating" blow.
Cheng Dansheng can't pay back the debt, so let's wait.In the end, after the mess made him breathless, let's see if he is sensible or not?Do you have a long memory? !
As far as Wu Xia knows, now Cheng Dansheng has borrowed a lot of money from some of his friends.Because of inability to repay, he has not been home all year round, wandering outside to avoid debts.
This time when Wu Xia was going to the "Emperor Capital", he was bound to pass by his cousin's house.
Wu Xia is going to pay a generous visit to his cousin and aunt.You don't have to worry about meeting Cheng Dansheng's worthless kid, who will pester her to borrow money with a shameless face.
Before entering the suburbs of the "Emperor Capital", Wu Xia called his aunt's cell phone ahead of time.
It was unplugged quickly.
The result was a bit unexpected.My cousin and aunt's parents-in-law have stayed at home for a long time, and they are very quiet and want to move.Coupled with their son's troubles, they were physically and mentally exhausted, so they wanted to leave their hometown to relax.Now it is approaching cousin Wu Zhenting's birthday, they started to travel to the "Magic City" a few days ago, Shun Shun wanted to prepare some birthday gifts for cousin.
It may take a few days before returning home.
Now that he can't visit his uncle and aunt, Wu Xia has no choice but to give up.
But now they have all come to the hometown of "Uncle Cousin" "Linjiang Village".That is, the hometown of Wu Xia's deceased "grandmother".
Now that you're here, you can't just pass through the door, right?
Wu Xia has more than one "cousin".Cheng Yesen has a younger brother named "Cheng Yelin", who can be regarded as one of Wu Xia's "cousins".
It's just that Wu Zhenting and Wu Xia have always only been close to the two in-laws of "Cheng Yesen".
With this "Cheng Yelin" cousin, Wu Xia had very little contact.But no matter how few, there are relatives.Unless there is no contact for several generations, the relatives will gradually die off.
This little cousin "Cheng Yelin", since he lost the opportunity to go to a key school like his brother, he can only rely on his own efforts.
He dropped out of school very early and learned to do carpentry outside.I also bought a lot of simple tools for woodworking.
Although carpentry did not earn him much money, it was considered a craft, and sometimes he could earn some money to supplement his family.
Cheng Yelin also partnered with others to open fish ponds and raise fish.
When manpower was insufficient, he even invited his brother-in-law to help look after the fish pond.
But his family is not a professional fish farmer after all.
Professional "fish farmers" can come up with various tricks to make the fish grow up quickly and shorten the growth cycle to about 20 days as much as possible.However, the fish ponds of "Cheng Yelin" may be frequently dumped into the "fish ponds" because they have no money to purchase fish feed by trucks. It takes at least 40 days to fish once.
If you catch it too early, the fish will not grow enough to weigh a catty, and you will not make much profit by selling the fish.But after raising enough days, and then sell it, the fishmongers who come to buy them will not pay a special price increase to buy your fish.
The only advantage is that my uncle's family raises all kinds of fish that are caught once every 40 days. The meat tastes excellent and is relatively easy to sell.
But the fish farming cycle is twice as long as that of his peers, which means that his family's income from selling fish is only half of that of other peers.
After insisting on raising fish ponds for three years, I had to change my career again.
At the beginning, he was worried that the fish farming business would be good, but the farmer who rented the few acres of land for him to raise fish went back on his word and signed a long-term contract for 15 years.
Unexpectedly, after raising fish for three years, they closed down early.
Later, the little cousin partnered with others to do the business of contracting stone mountains and "opening stones".
In this business, the little cousin is responsible for purchasing "thunder tubes", and then burying them in the stone mountain, detonating them, and blasting out the stones (confirm the exact location of the stone burial).Then use the hook machine to quarry a large area.
The stones produced can be crushed by a special "stone crusher" in a large quarry, and can be crushed to the size of a thumb, and sold.
There are always four things that are indispensable on the construction site: steel bars, bricks, sand and stones.
The "stone field" contracted by my cousin and his partners is doing very well.In fact, the little cousin didn't invest much in the shares, and only invested less than 5 yuan.And his business partner invested 50 yuan, more than ten times his investment.
In fact, no matter how much tens of thousands of dollars a business partner spends, there is no pressure.The reason why "Cheng Yelin" was dragged was mainly because of the need for a trustworthy person to guard the construction site.
There are also controlled items such as "detonators" that need to be personally involved.In case the above catches the typical one, Cheng Yelin is a pretty good "scapegoat" role.Anyway, being caught in a detention center for a period of time is nothing to young people.
Needless to say, my little cousin was caught once during the period, and he was locked up for 10 days, and he would not be released unless the family sent a "fine".Aunt Xiaobiao was at a loss, and went to look for Wu Zhenting with a shy face.Mr. Wu didn't know who to call.Cheng Yelin was released the next day.
Later, the business of "Stone Field" was on the right track, and the business partners also smoothed all aspects of the relationship and took care of it.Many close relatives of the "major shareholder" also wanted to "help".
Business partners will of course settle accounts.
Hiring his relatives to be in charge of the on-site supervision of the "stone field" only needs a salary.Unlike hiring Cheng Yelin, pay him dividends at a 5.00% shareholding ratio.
After everything was on the right track, I felt that it would be a bit of a loss to use Cheng Yelin again.
So far, the business partner resolutely returned "Cheng Yelin" 5 yuan of stock capital to him.I no longer partnered with my little cousin to do this "quarry" business.
Typical "burning bridges across rivers" behavior.
But the little cousin was helpless.After all, they didn't sign a formal shareholding contract with him for this quarry business.It's just a verbal agreement, how much shares you will take if you pay 5 yuan.
Wu Xia reminded my little cousin a long time ago: a contract should be signed when doing business in partnership.Without signing the contract, your legitimate rights and interests cannot be guaranteed.But the little cousin is worried about the signing of the contract from the very beginning. If the "big shareholder" is upset, he simply won't cooperate with you.You won't even get a penny.
Perhaps, the little cousin had already guessed that the other party would very likely leave him one day and "do it alone".The little cousin has expectations in his heart, as long as he can work for a few years and earn enough money to build a small villa in his hometown, he will be satisfied.It's just that he didn't expect that the "major shareholder" would drive him out so soon.
In short, now people don't play with you anymore, and actively refund the capital to you.If you want to make a fuss, you don't have the "confidence" to make a fuss.
From the perspective of the other party, you have invested 5 yuan and worked for only half a year, and you have earned 6 yuan, and you will be paid back 11 yuan with interest.This is a high salary of 1 yuan a month.
Where can you find such a high salary?I am sorry enough for you.
Just like that, the little cousin had a capital of 11 on hand.
He went on to try other avenues of business.
For example, I did the "lime kiln" business.There are many people who build houses, and a lot of lime is used.It turned out that the little cousin made a lot of money again.But those who buy lime usually "credit" first.Your family does not use credit, but others have credit.You are out of business.I had no choice but to count on credit, but as a result, I received too many "IOUs" on hand.
When I took the white slip to chase the number, it was really a "painful" experience for my little cousin.
Often you catch up to ten times before people pay you a small part of the debt in a symbolic manner.
People who have collected debts have experience, not physically tired, but mainly mentally tired.
Having been in the lime kiln business for several years, my little cousin changed careers again.
For example, he once opened a "colloid factory" (with the word "factory", it may not necessarily be a big business. It is a small workshop like a mom-and-pop shop).
It was a friend who wanted to "change careers" and transferred his "colloid machine" to Cheng Yelin.My friends boasted about the prospect of making profits in this business, so I don't know how ideal it is.Why doesn't that friend continue to do this business?That's because he has accumulated a lot of capital and wants to invest in more profitable big projects (typical rhetoric).That's why I "painfully" transferred the "colloid machine" to my little cousin at a low price.Only charge him a low price of 3.5.
You know, the price of a new machine is more than 10.
The little cousin was moved, and he had a bargain with that friend, and finally bought the second-hand "colloid machine" at a price of 3 yuan.
Wu Xia only found out about this when he visited the two "cousins" during the Chinese New Year.
She is well-informed, and has friends from third-rate and nine-religious religions, so she couldn't help telling her little cousin: These second-hand "colloid machines" are only sold for 2 each in the neighboring city.In addition, even a brand new machine only sells for 6 yuan, which is not what Cheng Yelin's friends boasted that each machine would cost more than 10 yuan.
In addition, this "colloidal particle" business is actually very difficult to do.In the neighboring city, there are quite a lot of small owners of this kind of "colloid" production, and they have changed their careers one after another. Therefore, there are a lot of "colloid machines" with a price of 2 yuan on the market, and you can buy them casually.
Why is it difficult to do business in the "colloid factory" now?
Wu Xia has friends who have invested in this business (of course they have withdrawn now), so they know it better.
That's because the local authorities have increased environmental protection requirements since last year.
"Colladium pellet factories" are the kind of small businesses that pollute heavily. They do not force you to close down, but they require your "sewage discharge" to meet environmental standards.
Just a complete set of environmental protection facilities that meet the standards of "filtering sewage and re-discharging" requires an investment of more than 20 yuan to build.
Many "colloid factories" are actually husband-and-wife shops (with a son and daughter-in-law at most).To open a "colloid factory", you have to invest 10,000+ in terms of machinery and equipment, personnel recruitment and "factory rent".In this case, the investment is large and the business is slow, so it is barely able to maintain a "balance of payments".If the small bosses are required to invest more than 20 yuan in "environmentally friendly sewage discharge", it will kill them.
Just "change careers".
Cheng Yelin's friend is one of the "changing careers" army.
Just change careers, no one blames him.But in order to make Cheng Yelin a "receiver", he boasted about the business of the "Rubber Factory" and misled his little cousin into the business, so he had bad intentions.Classic "lost friend" style.
There is a classic proverb in the Jianghu called "a friend who dies, but a poor man who never dies", which sums up the thinking of this kind of people.
But Cheng Yelin bought all the machines and chose the factory site, and paid the rent for three years at a time (because it was cheap, the factory was located on a mountain with inconvenient transportation, which felt a bit deserted).
In addition, if you want to drive such a large machine, you must have a sedan.But you obviously set up a factory in violation of the regulations.The power supply company will not pull the sedan for you.
The little cousin had to grit his teeth and reluctantly bought a second-hand "transformer" to solve the problem of electricity load.
This thing is expensive, even if it is second-hand, it will cost tens of thousands.
These are all included in his investment in opening the factory.
If he quit now, wouldn't he lose more than 10 in vain?
In addition, it is not Cheng Yelin's style to "retire without fighting" without trying.
In addition, he also has a "lucky mentality" in his heart-he has already set up the company in the "deep mountains and old forests", and there are almost no residents around.In this way, even if his "colloid factory" discharges too much sewage and no one pays attention to him, he can continue to do it secretly.
As a result, after a year of hard work, the inventory at the end of the year, after deducting costs and expenses, basically did not make any money.
The main reason is that the sales volume and price of "colloidal particles" are at historical lows.
But people always have hope in their hearts.The little cousin's family is looking forward to it every year, and in the coming year, they can make a "turnaround" and make a lot of money.As long as you can persist in earning for three to five years, you will have accumulated a lot of capital by then, and then switch to other things.
Just like that, I struggled to hold on.
But the god of fate never favored his family.It was the "God of Disaster" who visited once.
That year, unfortunately, it cost a lot of money to hire "temporary workers".Cheng Yelin and his wife wanted to save more and more, operating the machine themselves to crush the rubber particles.
The principle of making colloidal particles is not to produce "colloidal particles" out of thin air.Instead, collect some discarded plastic cement bags.After purchasing in large quantities, the dirty and old plastic bags are cleaned in a large pool (that is, the sewage after cleaning is not easy to clean), and then they are drawn by machine, and then the glue is broken by machine. Break into pieces.
So far, the work of my little cousin's "colloid factory" has come to an end.
He can use these "colloidal particles" as raw materials and sell them to some large factories that make plastic bags.
But the market demand has decreased recently. The most terrifying thing is that the big manufacturers that make plastic bags simply invest in a production line for making "plastic pellets" (for big manufacturers, this investment is not that much), then There is no need to buy "colloidal particles" from small factories like my cousin.
This made the little cousin's business very difficult.
The profit is extremely thin, and I have been busy all year round, and I haven't made much money.
There are even worse.In order to save production costs, the little cousin and his parents-in-law did the work by themselves.Sometimes I am too busy, so I ask my son to help.
That night was a "nightmare night" that Cheng Yelin would never forget in his dreams.
The two parents-in-law rush to work, just to get out a batch of goods that customers are eagerly waiting for (we only rely on the two or three months of the "peak season" to offset sales in a year).
As a result, my wife, who had worked continuously for more than 20 hours, could not stand the fatigue. When operating the machine, the two fingers of the "index finger" and "ring finger" of the right hand were accidentally crushed by the machine.
For a moment, blood stained the machine red.
The little cousin's wife passed out directly at the scene.
He quickly tore off a rag to bandage his wife's wound, but called the emergency call.
I stayed in the hospital for a few days and spent tens of thousands of dollars.Because it was two fingers that were directly "crushed" in half by the machine.There is no way to do a finger rejoining operation.
Just like that, he was left with a permanent disability.
After that, the wife was still a good wife, and she didn't complain that her husband refused to listen to people's advice and insisted on "starting" a business like a rubber pellet factory.But Cheng Yelin felt very guilty. After his wife's hand injury improved, he gradually sold off the machinery and equipment of the "Rubber Factory" and the second-hand "transformer".
After a person reaches middle age, he has no choice but to "change the track" again.
To choose a new business to do.
(End of this chapter)